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Our Privacy Policy and
Disclaimer
We respect your privacy !
Any and all information
collected at this site will be kept strictly confidential and will not be sold,
reused, rented, loaned, or otherwise disclosed. Any information you give to
CreditRewind will be held with the utmost care, and will not be used in ways
that you have not consented to.
Resale or disclosure of information to
third parties:
CreditRewind does not sell, rent, loan, trade, or lease any
personal information collected at our site, including membership forms or email
lists.
Browser information collected on the website:
Our website logs are not
personally identifiable, and we make no attempt to link them with the
individuals that actually browse the site.
Notice:
By requesting a credit rewind, you agree to receive e-mail from us.
We will occasionally send you information about updates to your file. You may
remove yourself from these mailings at any time, by letting us know if you would
rather be notified via U.S. Mail or via telephone.
Notice of Online Results Tracking:
By requesting a credit rewind, you agree to
allow the online tracking of your results by companies providing you services. A
complete list of all companies tracking your results are listed on the main page
after logging into your online results tracking account. You may
change, add, and remove companies ability to monitor your results at any time, by letting us know
either via U.S. Mail, via telephone, or via E-Mail.
Credit Repair Organization Act Requires any consumer who enters into any contract with
any credit repair organization to be given (1) a copy of the completed contract
and the disclosure statement required under section 405 and (2) a copy of any
other documents the credit repair organization requires the consumer to sign, at
the time the contract or the other document is signed.
Disclaimer Implied or
expressed guarantees do not apply; CRS will honor this guarantee only: While CRS can not guarantee a complete restoration of your credit; we
do guarantee and state that we will IMPROVE your credit. If we fail to do so, we
will refund your money back. Please note: if documentation requested from you,
by us for the credit repair, is not forwarded to our office or addition of new
Derogatories the refund policy
will be voided. Client agrees to pay bills on time, Not paying bills on time
will result in new Derogatories voiding the refund policy. No refunds are issued
prior to the completion of the process. In addition client agrees to forward all
correspondence received from the three Credit Bureaus to the processing center
within 14 days of receipt. Failure to do so will result in the voiding of the
refund policy.
Consumer Credit File Rights Under State and
Federal Law You have a right to dispute inaccurate
information in your credit report by contacting the credit bureau directly.
However, neither you nor any ''credit repair'' company or credit repair
organization has the right to have accurate, current, and verifiable information
removed from your credit report. The credit bureau must remove accurate,
negative information from your report only if it is over 7 years old. Bankruptcy
information can be reported for 10 years. You have a right to obtain a copy of
your credit report from a credit bureau. You may be charged a reasonable fee.
There is no fee, however, if you have been turned down for credit, employment,
insurance, or a rental dwelling because of information in your credit report
within the preceding 60 days. The credit bureau must provide someone to help you
interpret the information in your credit file. You are entitled to receive a
free copy of your credit report if you are unemployed and intend to apply for
employment in the next 60 days, if you are a recipient of public welfare
assistance, or if you have reason to believe that there is inaccurate
information in your credit report due to fraud. You have a right to sue a credit
repair organization that violates the Credit Repair Organization Act. This law
prohibits deceptive practices by credit repair organizations. You have the right
to cancel your contract with any credit repair organization for any reason
within 3 business days from the date you signed it. Credit bureaus are required
to follow reasonable procedures to ensure that the information they report is
accurate. However, mistakes may occur. You may, on your own, notify a credit
bureau in writing that you dispute the accuracy of information in your credit
file. The credit bureau must then reinvestigate and modify or remove inaccurate
or incomplete information. The credit bureau may not charge any fee for this
service. Any pertinent information and copies of all documents you have
concerning an error should be given to the credit bureau. If the credit bureau's
reinvestigation does not resolve the dispute to your satisfaction, you may send
a brief statement to the credit bureau, to be kept in your file, explaining why
you think the record is inaccurate. The credit bureau must include a summary of
your statement about disputed information with any report it issues about you.
The Federal Trade Commission regulates credit bureaus and credit repair
organizations. For more information contact: The Public Reference Branch,
Federal Trade Commission, Washington, D.C. 20580
I (WE) do hereby authorize this request, and
understand that it may result in an inquiry on my credit report(s). In addition
I also grant a limited power of attorney to CRS. Which authorizes it and it’s
employees to do (only) the following: Request credit reports on my behalf,
challenge and verify various information on my credit reports, and contact and
converse with creditors on my behalf. I understand that this process takes
between 30-135 days, depending on the situation. I further understand that
additional; time may be needed in certain situations to ensure the best results.
I either agree to payment plan terms of setup fee equal to 50% of pre-pay amount
and $199/mo or pre-pay $500 for an Individual or $900 for a Couple electing to
forfeit right to payment plan after service is rendered. This is refundable in the
event that no updates appear in my credit file. CRS does NOT charge for the
actual credit repair, all charges are to cover labor, forms, and misc. expenses
incurred while working my file.
SEC. 407. RIGHT TO CANCEL CONTRACT
(a) In General. -- Any consumer may cancel any
contract with any credit repair organization without penalty or obligation by
notifying the credit repair organization of the consumer's intention to do so at
any time before midnight of the 3rd business day which begins after the date on
which the contract or agreement between the consumer and the credit repair
organization is executed or would, but for this subsection, become enforceable
against the parties. (b) Cancellation Form and Other Information. -- Each
contract shall be accompanied by a form, in duplicate, which has the heading
'Notice of Cancellation' and contains in bold face type the following statement:
'Notice of Cancellation' 'You may cancel this contract, without any
penalty or obligation, at any time before midnight of the 3rd day which begins
after the date the contract is signed by you. To cancel this contract, mail or
deliver a signed, dated copy of this cancellation notice, or any other written
notice to (Name of Company) at (address of credit repair organization) before
midnight on 3rd day. CRS, 7457 Harwin #301, Houston, TX 77036
It is further understood we will not open any new accounts or apply for
credit until this process is complete. For this will affect your scores.
We understand this is a binding agreement and agree to these terms.
Terms and conditions may be updated without notice.
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